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Public Adjusters and Compensation for Work Referrals

The Office of General Counsel issued the following informal opinion on February 5, 2007, representing the position of the New York State Insurance Department. Re: Public Adjusters and Compensation for Work Referrals Question Presented: May a public adjuster compensate...

Public Adjusters Pay Schedule And Duties

Public adjusters represent you for a percentage of your claim settlements, typically 10%, which is paid upon the settlement any element of your claims. CPAC is paid from the proceeds of your settlement checks, which by New York State Insurance law and regulations...

Who Is Responsible For Assessing Your Losses?

Pursuant to your insurance contract and backed by volumes of New York State case law, it is the policyholder and NOT the insurance carrier who is responsible to prepare and present policyholder loss evaluations. Don’t be fooled into believing that your...
Reporting a Freeze-Up Claim

Reporting a Freeze-Up Claim

WHAT YOU SHOULD KNOW. Reporting a freeze claim opens a policyholder up to multiple carrier questions, which incorrectly answered could void an insurance claim. Insurance carriers have shifted the responsibility of freeze up damages to policyholders using many...