A Common List of Insurance Claims

An insurance claim is a formal notice to an insurance carrier (insurer) by a policyholder (insured) or their representives that you have suffered a loss. The type of loss will fall under a category known as a “peril”. This is the category which you will ask your insurance provider to file your claim.

Each coverage for insured perils have their unique benefits and drawbacks. It is imperative that you understand what is and is not covered under your policy of insurance and how to properly report your loss. We are here to help you make sense of it all.