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A Common List of Insurance Claims

An insurance claim is a formal notice to an insurance carrier (insurer) by a policyholder (insured) or their representives that you have suffered a loss. The type of loss will fall under a category known as a “peril”. This is the category which you will ask your insurance provider to file your claim.

Each coverage for insured perils have their unique benefits and drawbacks. It is imperative that you understand what is and is not covered under your policy of insurance and how to properly report your loss. We are here to help you make sense of it all.

Flood

Food Spoilage

Freeze Up

Governmental Action

Hail Damage

Identity Theft

Improvements & Betterments

Loss Rental Income

Marine & Inland Marine

Nuclear Hazard

Ordnance or Law

Pollution

Power Failure

Riot or Civil Commotion

Rot, Wear & Tear

Sinkhole

Smog

Rust & Corrosion

Storm Damage

Sump Pump Failure

Terrorism

Theft, Burglary, Robbery & Home Invasion

Vandalism or Malicious Mischief

Vehicle Impact

Volcanic Ash & Eruption

War

Water Damage

Weight of Ice, Snow, & Sleet

Windstorm & Hurricane

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