Vandalism or Malicious Mischief
What you need to know about Vandalism & Malicious Mischief
Vandalism without the act of burglary that derives no financial benefit is usually a random act of selfish enjoyment, unless you are the target of someone’s uncontrolled anger, resentment and or bias, which damages are usually covered by home and business insurance policies.
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Due to the nature of these random acts, we will handle your claim in the most confidential manner while getting the maximum benefit you are entitled to. There are several VACANCY and OCCUPANCY exclusions in your policy and you should never speculate when questioned about time frames, rather you should retain the services of a claims expert ho will help you research the correct and verifiable timetables associated with your loss when reporting it or when making statements to anyone.
Once a criminal investigation is concluded and the scene is released, our team of building and personal property adjusters can begin the task of compiling the damages for your insurance carrier.
Since the perils of vandalism and malicious mischief are based upon sudden occurrences, long term and or ongoing damages are strictly excluded and vacancy and occupancy issues of your property are thoroughly investigated.
In the event there is a suspect / person(s) of interest involved in the case, it may be wise to seek the assistance of an attorney who may suggest you take action to protect your self including but not limited to seeking a protective order.
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