Don’t let your benefits get watered down or go up in flames
LARGE LOSS ADJUSTERS
Don’t compound your disaster by becoming a victim of carrier fraud. Carriers collect premiums with the intent to keep your money.
Truth is an absolute defense that allows CPAC to publish facts about multi-billion dollar insurers.
The Client to Claimant Reality
Carriers love their clients until they become claimants.
Don’t fall for the friendly hand commercials. Insurance adjusters are stingy and they cannot legally represent you.
Our innovative solutions stop carrier fraud and bad faith settlement practices. There’s no cost to review our site or speak with our public adjusters and clients.
Our adjusters have decades of negotiating experience and they have access to reputable service vendors.
You have one shot at getting it right. There are no do-overs in this business. Don’t Blow It!
Please read our full three-step approach.
SATELLITE TELECOM READY
CPAC is Disaster-Ready utilizing Low Earth Orbit (LEO) Global Satellite Voice and Data Communications.
WHY CALL CPAC?
Because we make it easy for you to decide!
STEP 1
NO HARD SELL or “PIE IN THE SKY” SETTLEMENT PROMISES
Simply contact our firm for a free, no-pressure, no-obligation telephone consultation.
STEP 2
MEET AND GREET
INSPECT, REVIEW & EXPLAIN
After your initial phone consultation with a CPAC representative you can request that we visit your loss.
STEP 3
RETAINING OUR SERVICES FOR YOUR LOSS
We will fight on your behalf to get you the settlement you deserve.
why you should consult with a certified public adjuster before reporting your claim to your insurance carrier, agent or broker?
Consulting with a knowledgeable public adjuster before reporting your claim could be the deciding factor in your ability to obtain a full insurance settlement, because an incorrect filing could result in a denied claim.
Types of claims we service
If you can’t locate your peril in our short list, click on the Comprehensive Peril List link to view more perils and or their subcategories. The type of peril you incurred may be covered under a primary peril such as the peril of fire, which subcategories may include but not be limited to; the perils of lightning, explosion, soot puffback, artificially generated electric and so forth.
WHY YOU SHOULD HIRE A CERTIFIED PUBLIC ADJUSTER
Failing to file time sensitive obligations can void a claim in part or whole. Besides adjusting, negotiating and settling your insurance claims a certified public adjuster must protect your financial interests by keeping you compliant with the complex terms, conditions and legal requirements in your insurance policy.
UNDERSTANDING PREVAILING INSURANCE LAWS & YOUR CONTRACTUAL RIGHTS REGARDING PUBLIC ADJUSTERS
Pursuant to New York State Insurance Laws and New York State’s Codes, Rules and Regulations (11NYCRR Part 25, Regulation 10) you have the absolute right to terminate your contract with an incompetent and or violative public adjuster even beyond New York State’s three-day rule of law. Click here to see (Right to Compensation 11NYCRR Regulation 10, 25.10(b) ). If you believe that your insurance claims are being jeopardized, you may consult with us for advice, contact a property and casualty specialty attorney, or contact the New York State Department of Financial Services at (212) 480-6400 or toll-free (800) 342-3736 Monday through Friday, 8:30 AM to 4:30 PM. For more information regarding insurance related complaints click here (NYS-DFS Complaints).
Protect Your Rights
Insurance companies exist to make a profit and it’s not in their best interest to pay policyholder claims. The insurance industry is a global powerhouse and their shareholders intend to keep that status at any cost. The stories you hear are true. Don’t become a statistic.
It’s essential that you understand your coverage’s, contract terms, conditions and options before giving a recorded statement to an insurance claim reporting center, or insurance company adjuster.
examples of building and personal property large loss assessments
Click on the links below to view our labor-intensive step by step photo documentary approach that preserves and protects our clients proof of losses by documenting the different the stages of a large loss (especially personal property). The 2016 loss listed below represents a $646,979.17 settlement for this small expanded New Hyde Park cape, which included the building, its contents, and the policyholder’s additional living expenses. We have many similar large loss clients over the years who will be pleased to recommend our unique and dedicated “one on one” adjusting services.
Educational Articles
What Happens After Your Claim Is Assigned To An Insurance Company Adjuster
Adjusters assigned to investigate your claims will conduct interviews and they routinely look for discrepancies in the transcript of your initial reporting. Regardless of what a call center operator or insurance adjuster promises, if discrepancies are alleged they...
Your Cost To Research Public Adjusters vs. The Wrong Adjuster
Choosing The Wrong Public Adjuster Not all public adjusters are educated to the extent others may be. There are public adjusters who qualified to handle specific sizes and types of claims and others who may jeopardize your benefits. Make an informed decision on who...
The Cost Of Litigation To Recover Insurance Benefits
The Cost Of Litigation To Recover Insurance Benefits Insurance laws in most states prohibit insurance carriers from forcing policyholders to sue for indemnity, however, that never stopped a carrier from using the threat of claim denial to pressure policyholders into...
We Are Here To Help You
As proven insurance professionals, Certified Public Adjusters Corporation provides a level of service above and beyond our competitors.
We help families and businesses with catastrophic life changing financial losses get back on their feet. There is no need to go it alone.
Code of Ethics
Certified Public Adjusters Corporation takes pride in the fact that our Code of Ethics is available to everyone.
Local Support Centers
Please Call the Local NY CPAC Emergency Response Team in Your Region to Speak with One of Our Public Adjusters for a Free Consultation with No Pressure and No Obligation.
We Are Satellite Telecom Ready
Due to recent weather events interrupting earth-based communications in the United States CPAC invested in Low Earth Orbit (LEO) Satellite Voice and Data Communications equipment. Learn More >