Adjusters assigned to investigate your claims will conduct interviews and they routinely look for discrepancies in the transcript of your initial reporting. Regardless of what a call center operator or insurance adjuster promises, if discrepancies are alleged they...

Choosing The Wrong Public Adjuster Not all public adjusters are educated to the extent others may be. There are public adjusters who qualified to handle specific sizes and types of  claims and others who may jeopardize your benefits. Make an informed decision on who...

The Cost Of Litigation To Recover Insurance Benefits Insurance laws in most states prohibit insurance carriers from forcing policyholders to sue for indemnity, however, that never stopped a carrier from using the threat of claim denial to pressure policyholders into...

All insurance claims center operators voice record initial and follow-up claim reports. How those operators interpret and reduce recorded statements to the official written record can affect your coverages. WHAT HAPPENS AFTER YOUR CLAIM IS ASSIGNED TO A...

Public Adjusters Fight For Your Rights Public Adjusters can only represent policyholders. Besides adjusting, negotiating, and settling your insurance claims a public adjuster will protect your financial interests by keeping you compliant with the complex terms,...

Research Public Adjusters Before Retaining Their Services - Not Afterward Your Cost To Research Public Adjusters vs. The Wrong Adjuster The only cost to you will be your time. Please keep in mind that not all public adjusters are educated to the extent others may be....

Historical development of insurance - Britannica Online Encyclopedia Insurance in some form is as old as a historical society. So-called bottomry contracts were known to merchants of Babylon as early as 4000–3000 BCE. Bottomry was also practiced by the Hindus in 600...

The Office of General Counsel issued the following informal opinion on February 5, 2007, representing the position of the New York State Insurance Department. Re: Public Adjusters and Compensation for Work Referrals Question Presented: May a public...

FIRST CLAIM REPORT BY A PUBLIC ADJUSTER --  A public adjuster will have an error free advantage if they report your claim. They will begin with a clean slate by having an opportunity to interview all named insureds, parties with an interest and witnesses in order to...

Public adjusters represent you for a percentage of your claim settlements, typically 10%, which is paid upon the settlement any element of your claims. CPAC is paid from the proceeds of your settlement checks, which by New York State Insurance law and...

It is the policyholder and NOT the insurance carrier who is responsible to prepare and present loss evaluations. Don't be fooled into believing that your carrier's decision to send their insurance adjuster is in your best interest. Although a carrier is required to...