Fire Damage Claims

Building & Personal Property

Although other perils such as water can be highly devastating, fire in most cases leaves no trace of what items you have lost out of the many thousands of personal belongings you once owned. Of course the water damage resulting from fire department suppression methods creates even more havoc.

Our personnel are trained to sift through the devastation, identify and document these items for your claim as proof they once existed. Insurance adjusters won’t pay for what they cannot see, and unless all of your receipts are available as proof of their existence, you may not be compensated for missing or unidentifiable items, however, as experts we have a number of methods to support your claims.

Adjusters working for you

In many cases an inexperienced or lazy adjusters will mishandle your personal property assessment causing a loss of thousands of your dollars. No one relishes the thought of darning a breathing element and protective clothing to wade through wet and or burned property in order to identify, photograph, label, set aside and later research the replacement cost of thousands of your items. It is a daunting task, which requires dedication and accuracy especially with clothing, and electronic items, which are usually heavily depreciated by insurance company adjusters. Every item in your home has a value, even if only a few dollars, these items add up to thousands of dollars in value and can make the difference in reaching your policy limit which can then triggers thousands of dollars of additional benefits.